If you’re looking for car insurance, perhaps the best way to compare car insurance is online. There are several factors you should consider before you buy car insurance.
Type of policy
When you compare car insurance, consider the type of policy you’re looking for. Are you going to want comprehensive coverage, collision, or just liability? In general, if your car is more than 10 years old and you have it paid off, you should only opt for liability coverage. Liability coverage is mandatory in most states regardless of the car you drive. You must have this type of insurance in the event you’re involved in an accident and are found at fault. Liability insurance covers both personal injury and property damage for the other party, as in up to $50,000 in property damage and $25,000 per person for personal injury. The amount of coverage you need varies by state. Check to see how much you need where you live.
Two other types of insurance coverage are collision and comprehensive. Liability coverage does not cover anything about you personally, or your car. That type of insurance is only to cover the other party for personal injury